Hard Money Loans for Fix & Flip, Rental & Commercial Properties! - financial services

Fast California Hard Money Financing

Need fast, flexible financing in California? When traditional lenders say “No,” All California Lending may have a solution.

We specialize in equity-based hard money loans for borrowers who need speed, flexibility, and reliable funding. Loan decisions are primarily based on the value of the property—not just conventional bank requirements.

We Finance:

✔ First, Second & Third Trust Deed Loans

✔ Residential & Multi-Family Properties

✔ Commercial, Mixed-Use & Specialty Properties

✔ Vacant Land & Development Projects

✔ Fix-and-Flip Investments

✔ Construction & Completion Loans

✔ Bridge Loans & ARV Financing

We work with borrowers who may have:

• Credit or past financial challenges

• Limited or non-traditional income documentation

• Unique properties or collateral concerns

• Tight closing timelines

Every transaction is reviewed individually, allowing us to pursue financing structures tailored to the property and borrower.

As a California-licensed private lending company, we work directly with borrowers and principals, providing responsive service, streamlined underwriting, and fast closings.

Please note: We work directly with borrowers and do not accept broker submissions.

If a bank has declined your loan—or you simply need a more flexible financing option—contact us to discuss your situation.

📞 Chris Goulart

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NMLS License #298819

DRE License #01458390

Broker Associate – Bay Mountain Mortgage DBA All California Lending

DRE License #01989793 | NMLS License #1446385

All California Lending

Real Estate Financing • Fast Approvals • Flexible Solutions • Trusted Service